Legal Notices

Welcome to Insight Financial Services Website ("the Website"). Insight Financial Services operates the Website to provide information and related features. The terms and conditions set forth therein (the "Terms of Use") constitute a legally binding agreement between Insight Financial Services and you regarding the terms on which Insight Financial Services offers you access to the Website.

The information contained on the Website is for information purposes only.
Please take a few minutes to review the Terms of Use. By accessing and using the Website, you agree to be bound by each of the Terms of Use and all applicable federal, state and local laws and regulations governing the Website. If you do not agree with each of the Terms of Use, you are not authorized to access or use the Website for any purpose.


1. Access Rights
By entering into this Agreement, you are granted a revocable license to access the Website without charge. Your access privileges, however, are conditioned on your adherence to the terms of this Agreement. We reserve the right to temporarily deny you access to the Website or permanently terminate your access privileges at any time if, in our sole discretion, you have failed to abide by the terms of this Agreement or appear to us likely to do so. By agreeing to grant you access, we do not obligate ourselves to do so or to maintain this site, or to maintain it in its present form, and we expressly reserve the right to modify, suspend or terminate your access privileges. You agree and understand that we may, in our sole discretion and without any prior notice, close this Website or deny you access to it. Your access privileges may not be transferred by you to any third-parties.


2. Contents not intended for distribution or use where prohibited
The information provided on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.


3. The Terms of Use may change without prior notice
Insight Financial Services reserves the right to modify these Terms of Use at any time without providing prior notice. Your use of the Website following any such modification constitutes your agreement to follow and be bound by the Terms of Use as modified. For this reason, we encourage you to review these Terms of Use whenever you use the Website. The latest revision date of these Terms of Use is set forth below.


4. Notices of restrictions on your use
The Website, and all data and information and/or content (the "Content") that you see, hear or otherwise experience on this Website belongs to Insight Financial Services and may be protected by U.S. and international copyright, trademark, intellectual property and other laws. Content provided by third parties is used on this Website with the permission of such third parties.

You may download, print and store selected portions of the Content, provided that, except as expressly authorized by Insight Financial Services, you (1) do not copy or post the Content on any network computer or transmit, distribute, publish or broadcast the Content in any media, including without limitation, a Website; and (2) do not modify or alter the Content in any way, or delete or change any copyright or trademark notice. No right, title or interest in any copied or downloaded Content is transferred to you as a result of any such copying or downloading. Insight Financial Services reserves complete title and full intellectual property rights in any Content you copy or download from the Website.

You agree not to alter, modify, reformat, copy, download, reproduce, duplicate, display, distribute, repost, transmit, publish, license, sell, rent, transfer, or create derivative works from any Content obtained from the Website, except as expressly authorized with written permission from Insight Financial Services In addition, use of the Content for any purpose not expressly permitted in the Terms of Use is prohibited. Moreover, you may not use any of the marks appearing throughout the Website without express written consent from the trademark owner, except as permitted by applicable law.


5. Disclaimer of warranties
THE INFORMATION ON THE WEBSITE IS PROVIDED "AS IS". YOU EXPRESSLY AGREE TO ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE. INSIGHT FINANCIAL SERVICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER IN REGARDS TO THE WEBSITE. INSIGHT FINANCIAL SERVICES EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT, WITH REGARD TO THE WEBSITE, AND ANY CONTENT CONTAINED THEREIN (INCLUDING THIRD PARTY INFORMATION).

INSIGHT FINANCIAL SERVICES SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY USE OF THE WEBSITE, THE SERVICES OR ANY CONTENT CONTAINED THEREIN (INCLUDING THIRD PARTY INFORMATION). IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS, AND USEFULNESS OF ALL CONTENT PROVIDED BY THE WEBSITE.

INSIGHT FINANCIAL SERVICES DOES NOT WARRANT THAT THE FUNCTIONS PERFORMED BY THIS WEBSITE OR THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS IN THIS WEBSITE OR THE SERVICES WILL BE CORRECTED. INSIGHT FINANCIAL SERVICES DOES NOT WARRANT THE ACCURACY OF COMPLETENESS OF THE CONTENT PROVIDED BY THIS WEBSITE OR THE SERVICES, OR THAT ANY ERRORS IN THE CONTENT WILL BE CORRECTED. THIS WEBSITE, THE SERVICES AND THE CONTENT ARE PROVIDED ON AN "AS IS", AND "AS AVAILABLE" BASIS.


6. Limitation of Liability
IF YOU ARE DISSATISFIED WITH THE WEBSITE, OR ANY OF THE CONTENT ON THE WEBSITE, OR WITH THE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE. YOU ACKNOWLEDGE, BY YOUR USE OF THE WEBSITE, THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK.
YOU UNDERSTAND AND AGREE THAT UNDER NO CIRCUMSTANCES WILL INSIGHT FINANCIAL SERVICES BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, (1) ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES OF LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF DATA, PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF, OR INABILITY TO USE, THE WEBSITE, OR THE INFORMATION OR CONTENT PROVIDED THEREIN, (2) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE WEBSITE, OR THE CONTENT CONTAINED THEREIN DOWNLOADED THROUGH THIS WEBSITE (3) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANMISSIONS OR DATA, (4) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE, OR (5) ANY OTHER MATTER RELATING TO THE WEBSITE, EVEN IF INSIGHT FINANCIAL SERVICES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, INSIGHT FINANCIAL SERVICES LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW.


7. Personal information and Privacy Policy
Read the Insight Financial Services Privacy Policy.


8. Use conduct
You agree to not take any action that: (1) interferes with the proper working of the Website; (2) imposes an unreasonable or disproportionately large load on the Website's infrastructure; (3) might compromise the security of the Website; (4) renders the Website inaccessible to others; (5) otherwise causes damage to the Website or any Content contained on the Website. You agree to not add to, subtract from, or otherwise modify the Content of the Website except as expressly authorized by Insight Financial Services in these Terms of Use or by a written agreement between you and Insight Financial Services.


9. General Provisions
a. Entire agreement
These Terms of Use constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by Insight Financial Services of any breach of default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.

b. Correction of errors and inaccuracies
The Content in the Website may contain typographical errors or other errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. We do not, however, guarantee that any errors, inaccuracies or omissions will be corrected.

c. No endorsements of links
Hypertext links to third-party Websites or information do not constitute or imply an endorsement, sponsorship, or recommendation by Insight Financial Services of the third party, the third-party Website, or the information contained therein. You acknowledge and agree that Insight Financial Services is not responsible for the availability of any such Websites and that Insight Financial Services does not endorse or warrant, and is not responsible or liable for, any such Website or the content therein. Any links to other sites are provided for convenience only. You need to make your own decisions regarding your interactions or communications with any other Website.

d. Enforcement
In any part of these Terms of Use is determined to be invalid or unenforceable; it will not impact any other provision of these Terms of Use, all of which will remain in force and in full effect. These Terms of Use are governed by, and will be interpreted in accordance with, the laws of the State of California, without regard to any conflict of law provisions. Although you acknowledge that Insight Financial Services will have the ability to enforce our rights in any court of competent jurisdiction, you hereby consent to the exclusive jurisdiction and venue of courts in San Diego County, U.S.A., regarding any and all disputes relating to these Terms of Use, Insight Financial Services Privacy Policy, your use of the Website, any other Website, or the Content or Material contained therein.

e. General contact information

In you have any questions about these Terms of Use or your dealings with the Website, you may contact us at:

Insight Financial Services
611 Anton Blvd. Suite 700.
Costa Mesa, CA 92626